Charlotte, NC realtor: Once you select a lender, you should speak with a loan officer as quickly as possible. At this point, there is one thing you should know. Pre-qualifying means absolutely nothing. All pre-qualifying does is determine the amount of the loan you could qualify for based on factors such as your credit, salary, etc. It does not guarantee that a lender will actually loan you the money. It’s more important to get PRE-APPROVED. Pre-approval means that your application has been submitted to a lender who is willing to extend you a specific loan amount, pending a property and appraisal. Being pre-approved lets you know that you won’t be denied for a loan, and it also provides you with leverage to negotiate the purchase price of a home with the seller.
Buying real estate in a good school district makes it a lot easier when it comes time to sell your house in the future. Whether you’re looking to downgrade as an empty nester or upgrade into a larger house to support your family, a top school district is a big-time selling point in real estate. If you buy in a bad school district you run a greater risk of your home depreciating because you are appealing to a much smaller buyer pool. We recommend our buyers focus on specific neighborhoods vs. focusing on cities or larger areas. The neighborhood you live in is going to have a direct impact on you. What are you looking for in a neighborhood? Address this question early on in the home buying process because buying in the wrong neighborhood is a surefire way to be remorseful about buying a house.
In today’s very competitive real estate market, selling a property has become even harder. The regular ‘For Sale’ signs we used to place on our lawns are not enough these days. Even newspaper ads do not seem to work anymore. So how do you sell a property? For years now, the best option has been hiring a professional real estate company. We are your Carolina realtor, Charlotte seller agent, and we’ll help you every step of the way. Statistics prove that properties listed on the multiple listing service tend to sell faster and at a higher price than those that are not. Explore even more details on Charlotte real estate agency.
Moving too fast. Buying a home can be complex, particularly when you get into the weeds of the mortgage process. Rushing the process can cost you later on, says Nick Bush, a Realtor with TowerHill Realty in Rockville, Maryland. “The biggest mistake that I see (first-time buyers make) is to not plan far enough ahead for their purchase,” Bush says. How this affects you: Rushing the process means you might be unable to save enough for a down payment and closing costs, address items on your credit report or make informed decisions. What to do instead: Map out your home-buying timeline at least a year in advance. Keep in mind it can take months — even years — to repair poor credit and save enough for a sizable down payment. Work on boosting your credit score, paying down debt and saving more money to put you in a stronger position to get preapproved.
Grant Street Realty is a North Carolina real estate agency located in Charlotte, NC. We are licensed Carolina realtors in both states North and South of the Carolinas. We’re also a property management company in Charlotte, NC. Over the years, Grant Street Realty has helped many clients achieve their dreams in real estate business. We help our community Charlotte homes for sales, and Charlotte homes for rent. We offer a full range of real estate services from buying, selling, and managing rental properties for clients the Carolinas. See a few extra details on https://grantstreetrealty.com/.
